Terms of Use

TiF – Tamils in Finance (“TiF”, “we”, “our”) welcomes you to our website (the “Website”). Please read the following Website terms of use (“Terms of Use”) before using the Website. By accessing and using the Website, you agree to be bound by all provisions of these Terms of Use. If you do not agree with these Terms of Use, your sole recourse is to leave the Website immediately.

You consent to the exchange of information and documents between us electronically over the Internet or by e-mail. If you have an online profile with TiF, we will send you information and documents to the e-mail address in your profile on the Website in compliance with our Privacy Policy.

OWNERSHIP AND COPYRIGHT

TiF owns and operates the Website. The Content is protected by Canadian and international copyright and trade-mark laws.

You acknowledge that any and all information, content, reports, data, databases, graphics, interfaces, web pages, text, files, software, product names, company names, logos, and trade names contained on this Website and all intellectual property rights related thereto, including, without limitation, registered and unregistered trade-marks copyrights, (collectively the “Content”) including the manner in which the Content is presented or appears and all information relating thereto, are the property of their respective owners as indicated, TiF, affiliates and/or third-party licensors, as the case may be.

TiF grants you a personal, non-transferable and non-exclusive license to access and read the Content.

RESTRICTIONS ON USE

Except as provided in these Terms of Use, you may not modify, copy, reproduce, publish, post, transmit, distribute, display, perform, create derivative works from, transfer or sell any Content without the express prior written consent of TIF. You may download, print and reproduce the Content for your own informational purposes provided you agree to maintain any and all copyright or other proprietary notices contained in such Content, and that you cite the URL Source of such Content. Reproduction of multiple copies of the Content, in whole or in part, for resale or distribution is strictly prohibited except with the prior written permission of TIF.

Any information provided on the Website may not be used to send unsolicited advertisements for goods or services of any kind, free or for profit. Furthermore, you may not use the information provided to disseminate any email message in a mass mailing without TIF’s prior consent. Whether a given mailing constitutes a “mass mailing” is determined by TIF in its sole discretion, based on criteria which may include the size of the message being sent and the number of recipients. To obtain written consent for reproduction, transmission or distribution, please contact us at info@TiF.ca.

LINKING

It is our goal to provide increased value to our visitors. For your convenience, the Website may therefore offer you links to other sites on the Internet that are owned and operated by third parties not affiliated with TIF. We welcome any feedback that you may have concerning the external links that we have placed on our Website.

Such linked websites however are independent from TIF and TIF has no control over the content of such websites. TIF does not assume responsibility for the accuracy or appropriateness of the information, data, opinions, advice, or statements contained at such sites, and when you access such sites, you are doing so at your own risk. In providing links to the other sites, TIF is in no way acting as a publisher or disseminator of the material contained on those other sites and does not seek to monitor or control such sites. A link to another site should not be construed to mean that TIF is affiliated or associated with same. TIF does not recommend or endorse any of the Content, including without limitation any hyper-links to or content found, on other websites. The mention of another party or its product or service on this Website should not be construed as an endorsement of that party or its product or service.

You are solely responsible for the retrieval and use of the Content. You should apply your own judgment in making any use of any Content, including, without limitation, the use of the Content as the basis for any conclusions.

The Content is provided for informational purposes only and should not be interpreted as a recommendation for any specific product or service, use or course of action.

TIF assumes no obligation to update the Content on this site. The Content on this site may be changed without notice to you. TIF is not responsible for any Content that you may find undesirable or objectionable. TIF disclaims any liability for unauthorized use or reproduction of any portion of the Website.

Accessing the Content from territories where it may be illegal is prohibited.

DISCLAIMER / LIMITATION OF LIABILITY

Although we strive to update and keep accurate as much as possible the content contained on the Website, errors and/or omissions may occur.

ACCORDINGLY, THIS SITE, INCLUDING THE CONTENT PROVIDED HEREIN, IS BEING PROVIDED ON AN “AS IS” BASIS AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TIF DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. TIF DOES NOT WARRANT THAT THE FUNCTIONS ON THE SITE WILL BE UNINTERRUPTED, ERROR-FREE OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. IN NO EVENT SHALL TIF BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES THAT RESULT FROM OR IN CONNECTION WITH THE USE OF, OR THE INABILITY TO USE, THE WEBSITE OR ANY CONTENT OR SERVICES, EVEN IF TIF HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

INDEMNITY

By using this Website, you agree to indemnify and hold harmless TIF, its members, officers and employees from and against any and all losses, expenses, damages, claims, fines, penalties, costs and liabilities (including reasonable legal and accounting fees), resulting from (a) any content you (or anyone acting under the password or user name) submit, post, transmit or make available on the Website and/or (b) your use of this Website, connection thereto, or any alleged violation by you of these Terms of Use.

CHANGES AND TERMINATION

TIF reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Website (or any part thereof) with or without notice. Further, TIF reserves the right to change these Terms of Use at any time and to notify you by posting an updated version of the Terms of Use on this Website. You are responsible for regularly reviewing the Terms of Use, including, without limitation, by checking the date of “Last Update” at the bottom of this document. Continued use of the Website after any such changes shall constitute your consent to be bound by such changes, with continued provision of the use of the Website constituting consideration from TIF to you for so being bound.

SEVERABILITY AND ENTIRE AGREEMENT

If any provision of the present Terms of Use shall be unlawful, void, or for any reason unenforceable, then such provision shall be severable from these Terms of Use and shall not affect the validity and enforceability of any remaining provisions. These Terms of Use and any and all other legal notices or statements posted on the Website constitute the entire agreement between you and TIF with respect to the use of the Website, including the Content.

APPLICABLE LAW

These Terms of Use shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein.

For the purpose of all legal proceedings relating to these Terms of Use and your use of this Website, these Terms of Use shall be deemed to have been performed in the Province of Ontario and the courts of the Province of Ontario shall have jurisdiction to entertain any action arising under these Terms of Use. The parties agree to attorn and submit to the exclusive jurisdiction of the Courts of the Province of Ontario.

Type of Proceeding:

You agree to waive any right you may have to: (i) a trial by jury; and (ii) commence or participate in any class action against TIF related to the Content or these Terms of Use and, where, applicable, you also agree to opt out of any class proceedings against TIF.

NOTICE

Notices to you may be made via e-mail or regular mail, or in cases of changes to these Terms of Use or to the services offered by the Website, by posting notices or links to such notices on the Website itself. If you have any questions or comments regarding these Terms of Use please contact us at info@tamilsinfinance.ca

PERSONAL INFORMATION

The use by TIF of your personal information is governed by TIF’s privacy policy (the “Privacy Policy”) which can be found on this page. You consent to the collection, use and disclosure of your personal information in accordance with the terms of the Privacy Policy.

ASSIGNMENT

TIF may assign these Terms of Use to a third party without notice to you and without your consent.

NO WAIVER

TIF’s failure to insist upon or enforce strict performance of any provision of these Terms of Use shall not be construed as a waiver of any of these terms or TIF’s right to enforce these terms.

LANGUAGE

The parties acknowledge that they require that this Agreement be drawn up in the English language only.

Les parties reconnaissent qu’elles ont exigé que la présente convention soit rédigée en langue anglaise seulement.

Last review: April 30, 2019